January 2022
Central Bank Digital Currency (CBDC) An Economist’s Perspective - Dr Tapas Kumar Parida	Linear to Circular Economy Accelerating the Transition - Arif A Khan	Changing Dimensions of Bank Strategies in 2022 - Dr K Srinivasa Rao
AI and Data Analytics in Banking The Way Ahead - Girish Mainrai	Safe Deposit Lockers Bank’s Duty of Care and Liability - Arvind Kumar Srivastava
For 40 years, the official publication of the Indian Banks' Association (IBA).