April 2018
IBA Banking Technology Conference and Awards Ceremony 2018	IDC and Project Funding A Discussion Paper - V G Kannan, M K Datar, K Eswar, P K Agrawal	Regulatory Sandbox An Engine for Inclusive Innovation - Dr K Alamelu - Dr G Parimalarani
Pradhan Mantri Awas Yojana (Urban) Credit Linked Subsidy Scheme - I K Venugopalan	Public Credit Registry (PCR) - M Ramamoorthy
For 30 years, the official publication of the Indian Banks' Association (IBA).